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UnionBanCal (UB)
SUMMARY
BULLS
BEARS
TOPICS
DATA CENTRAL
STOCK CHART
OPERATING METRICS
REVENUE SOURCES
SEC FILINGS
BALANCE
INCOME
CASH FLOW
Topic Listing for UnionBanCal
Accelerated Grant 2006
Accounting Assets Acquired Liabilities Assumed Business Combination Arise
Accounting Certain Hybrid Financial Instruments
Accounting Certain Loans Acquired Transfer
Accounting Changes Error Corrections
Accounting Changes Timing Cash Flows Relating Income Taxes
Accounting Conditional Asset Retirement Obligations
Accounting Considerations
Accounting Contingencies Business Combinations
Accounting Deferred Compensation Postretirement Benefit Aspects Endorsement Split-dollar
Accounting Defined Benefit Pension Other Postretirement Plans
Accounting Defined Benefit Pension Other Postretirement Plans-exposure Draft
Accounting Fair Value Measurements
Accounting Income Tax Benefits Dividends Share-based Payment Awards
Accounting Servicing Financial Assets
Accounting Share-based Payments
Accounting Transfers Financial Assets
Accounting Transfers Financial Assets-an Amendment Fasb Statement 140
Accounting Uncertainty Income Taxes
Additional Benefits Policy Making Officers
Additional Unionbancal Information Relating Transaction
Administration
Administration Plan
Administration Plan Fiduciaries
Adoption Amendment 2000 Unionbancal Corporation Management Stock Plan
Adverse California Economic Conditions Adversely Affect Business
Adverse Economic Factors Affecting Certain Industries Serve Adversely
Adverse Effects Changes Banking Other Laws Regulations Governmental
Agency Non-agency Residential Mortgage-backed Securities
Agreement Plan Merger
Aida Alvarez
Allowance Loan Losses
Allowance Losses Off-balance Sheet Commitments
Allowance Policy Methodology
Allowances Credit Losses
Alm Activities
Alm Derivatives
Alm Investments
Alm Securities
Amendment Number Union Bank California Supplemental Executive Retirement
Amendment Suspension Termination
Amendment Suspension Termination Plan
Amendment Termination
Amendments
Amendments Fasb Interpretation
Amendments Impairment Guidance Eitf Issue 99-20
Amendments Supplemental Executive Retirement Plans
Analysis Securities
Analysis Securities Available Sale
Analysis Unrealized Losses Securities
Annual Goodwill Impairment Analysis
Annual Incentive Performance Goals Measures
Annual Incentives
Annual Retainers
Applicable Earnings
Applicable Law Validity
Approval Amended Restated 1997 Unionbancal Performance Share Plan
Approval Union Bank California Senior Executive Bonus Plan
Asset Impairment
Asset-backed Debt Securities
Assurance Recently Enacted Legislation Authorizing Government Purchase Large
Audit Committee
Audit Committee Report
Audit Fees
Authorized Signatures Completed Instructions Executed
Available
Average Price
Award Agreement
Award Annual Bonuses
Awards 2007 Performance
Background
Bank Holding Act
Bank Secrecy Act
Bank Tokyo-mitsubishi Ufj Ltd Intends Vote Stock Election
Bank Tokyo-mitsubishi Ufjs Mitsubishi Ufj Financial Groups Regulatory
Banking Lines Business
Banking Relationships
Barbara Rambo
Base Salaries
Basel Committee Capital Standards
Basis Financial Statement Presentation
Basis Presentation Nature Operations
Beneficial Ownership Reporting Compliance
Beneficiaries
Benefit Calculation Distribution
Board Time Amend Suspend Terminate Plan Deems Advisable
Borrowed Funds
Bridge Award
Bridge Plan
Broker Dealer Regulation
Business Combinations
Business Relationships
Business Segments
Business Suffer Fail Attract Retain Skilled Personnel
California Street San Francisco 94104-1302
Capital Adequacy Management
Capital Stock
Cash Equivalents
Categorical Standards Independence
Caution Regarding Forward-looking Statements
Cautionary Statement Concerning Forward-looking Information
Central Time Monday 2006
Certain Conditions Offer
Certain Relationships Related Transactions
Certain Relationships Related Transactions Director Independence
Certain Transactions
Certificate Incorporation By-laws Surviving Corporation
Certification
Certification Pursuant Usc 1350 Adopted 906 Sarbanes-oxley Act
Change Control
Change Control Agreements
Change Control Termination Policies
Change Technology Used Business Conducted Participating Employer
Changes Accounting Standards Materially Impact Financial Statements
Changes Allocated Formula Specific Allowance
Changes Formula Specific Allowances
Changes Premiums Payable Federal Deposit Insurance Corporation Increase
Changes Tax Rates Affect Future Results
Changes Unallocated Allowance
Chief Executive Officer
Christine Garvey
Claims Appeals
Code
Code Ethics
Collateral
Collateralized Loan Obligations
Commercial Financial Industrial Loans
Commercial Financial Services Group
Commercial Mortgage Loan Portfolio Consists Loans Industrial Projects
Commitments Contingencies
Commitments Contingencies Guarantees
Committee
Committees Board
Common Stock Performance Graph
Communicating Board Directors
Community Banking
Community Banking Investment Services Group
Comparison Total Allowances Related Provision Credit Losses 2005
Comparison Total Allowances Related Provision Credit Losses 2006
Comparison Total Allowances Related Provision Credit Losses Compared
Comparison Total Allowances Related Provisions Credit Losses
Compensation Committee Interlocks Insider Participation
Compensation Deductible
Compensation Discussion Analysis
Compensation Policy Regarding Policy-making Officers Including Named Executive
Compensation Strategy Evolving
Competition
Comptroller Currency
Concentrations Credit Risk
Condensed Balance Sheets
Conditions Merger
Consent Independent Registered Public Accounting Firm
Consolidation Criteria Variable Interest Entities
Construction Commercial Mortgage Loans
Consumer Asset Management
Consumer Loans
Continuing War Terrorism Adversely Affect Global Economic Conditions
Continuing War Terrorism Overseas Military Conflicts Adversely Affect
Controls Procedures
Corporate Governance
Corporate Governance Committee
Cost Basis
Covered
Covered Officers
Credit Risk Management
Critical Accounting Estimates
Critical Accounting Policies
Cross-border Outstandings
Current Levels Market Volatility Unprecedented
Customer Information Security
Dale Crandall
Date Report 2008
David Andrews
Dean Yoost
Death
Deferrals Retainers Meeting Fees
Deferred Compensation
Definitions
Definitions Include
Demonstrates Wachovias Strong Commitment Financial Institutions Banking
Deposit Customers Pursue Alternatives Bank Deposits Seek Higher
Deposits
Derivative Instruments Held Purposes Other Trading
Derivative Instruments Other Financial Used Hedging
Derivatives Used Asset Liability Management
Description Plan
Designation Beneficiaries
Determination Awards
Determination Useful Life Intangible Assets
Determine Base Salaries
Determine Chief Executive Officer Compensation
Determine Expatriate Officer Compensation
Determining Fair Value Financial Asset Market Not Active
Determining Fair Value Volume Level Activity Asset Liability
Determining Whether General Partner Controls Limited Partnership
Determining Whether Instruments Granted Share-based Payment Transactions Participating
Difficult Market Conditions Adversely Affected Industry
Director Compensation
Director Independence
Director Nominations
Directors
Directors Executive Officers Registrant
Directors Officers Surviving Corporation
Disability
Disclosure Controls
Disclosure Controls Procedures Not Prevent Detect Errors Acts
Disclosures Credit Derivatives Certain Guarantees
Disclosures Derivative Instruments Hedging Activities
Disclosures Public Entities Enterprises Transfers Financial Assets Interests
Distressed Loans Held Sale
Distribution Stock
Dividend Reinvestment Stock Purchase Plan
Dividends
Documents Incorporated Reference
Earned Award
Economic Financial Crisis Governments Response
Economic Hedging Strategy Marketpath Certificates Deposit
Economic Nii
Ecurities
Effects Changes Supervisory Enforcement Banking Other Laws Regulations
Election Defer Performance Share Payment
Election Directors
Eligibility
Emergency Provisions
Employee
Employee Benefit Incentive Plans Other Postretirement Benefits
Employee Director Shall Forfeited Participant Without Payment Consideration
Employee Pension Other Postretirement Benefits
Employee Rights
Employers Disclosures Postretirement Benefit Plan Assets
Employment Agreements
Enhanced Severance Protections
Entry Material Definitive Agreement
Equity Compensation Plan Information
Equity Grants Lower Level Officers 2007
Equity Method
Equity Securities
Establishment Purpose Definitions
Establishment Purpose General Description Definitions
Exact Name Registrant Specified Charter
Except
Exchanges Nonmonetary Assets
Execution
Executive Compensation
Executive Compensation Benefits Committee
Executive Compensation Benefits Committee Report
Executive Officers
Executive Overview
Executive Stock Ownership Guidelines
Executive Supplemental Benefit Plans
Exhibits
Extraordinary Events
Fair Valuation Financial Instruments
Fair Value Hierarchy
Fair Value Measurement Nonrecurring Basis
Fair Value Measurements Inactive Markets
Fair Value Option Financial Assets Liabilities
Fasb Accounting Standards Codification
Fasb Accounting Standards Codification Hierarchy Generally Accepted Principles-a
Fernando Niebla
Finance Capital Committee
Financial Information
Financial Stability Plan
Financial Statement Schedules
Financial Statements
Financial Statements Exhibits
Fluctuations Interest Rates Adversely Affect Business
Fluctuations Interest Rates Adversely Affect Margin Spread
Fluctuations Interest Rates Deposits Other Funding Sources Adversely
Fluctuations Interest Rates Loans Adversely Affect Business
Flynn
Following Table Presents Significant Commitments Fund 2005
Following Table Presents Significant Commitments Fund 2006
Foreign Currency Translation
Form 10-k
Form 10-q
Framework Managing Risks Not Effective Mitigating Risk Loss
Further Resolved
Future Legislation
Future Legislative Regulatory Actions Responding Perceived Financial Market
General
General Provisions
Glb Act
Global Economies Experienced Slowing Economic Growth Volatility Financial
Global Markets
Goodwill
Goodwill Intangible Assets
Hedging Strategies Variable Rate Loans Certificates Deposit
Hedging Strategies Variable Rate Loans Certificates Deposit Other
Hedging Strategy Marketpath Certificates Deposit
Hedging Strategy Medium-term Notes
Hedging Strategy Subordinated Debt
Hierarchy Generally Accepted Accounting Principles
Higher Credit Losses Require Increase Allowance Through Charge
Ignatures
Important Information
Incentive Period
Income Tax Expense
Income Taxes
Increasing Number Non-bank Competitors Providing Financial Services
Indemnification
Index
Index Consolidated Financial Statements
Index Exhibits
Industry Factors
Information Please Contact
Institutional Services Asset Management
Insurance Services
Intangible Assets
Interest Bearing Deposits
Interest Foregone
Interest Rate Risk Management Other Trading
Interim Disclosures Fair Value Financial Instruments
Internal Control-integrated Framework
Internal Controls Over Financial Reporting
Introduction
Investments Certain Entities Calculate Net Asset Value Per
Involuntary Separation
Junior Subordinated Debt Payable Subsidiary Grantor Trust Notes
Kyota Omori
Lease Financing
Leave Absence Without Guaranteed Reinstatement Period Exceeded
Legal Proceedings
Limits Other Compensation Audit Committee Members
Liquidity Risk
Loan Impairment
Loan Losses Allowance Off-balance Sheet Commitments Classified Other
Loans
Loans Held Investment Sale
Loans Held Investment Sale Certain Acquired Discount
Loans Past Due Still Accruing
Long-term Debt
Long-term Incentive Awards
Long-term Incentive Plan
Long-term Subordinated Debt
Management Response
Management Stock Plans
Managements Discussion Analysis Financial Condition Results Operations
Market Registrants Common Equity Related Stockholder Matters Issuer
Mary Metz
Masaaki Tanaka
Masashi Oka
Matson
Maturity Schedule Securities
Measuring Liabilities Fair Value
Medium Long-term Debt
Medium- Long-term Debt
Medium-term Debt
Meetings Board
Method Distribution
Method Payment
Michael Gillfillan
Miscellaneous Provisions
Mitsubishi Ufj Financial Group Bank Tokyo-mitsubishi Complete Acquisition
Mitsubishi Ufj Financial Group Bank Tokyo-mitsubishi Complete Tender
Mohan Gyani
Monetary Policy Economic Conditions
Mortgage-backed Securities
Mufg Btmu
Murray Dashe
Named Executive Officer
Named Executive Officers
Need Account Assets Market Prices Adversely Affect Results
Negative Public Opinion Damage Reputation Adversely Impact Business
Net Income Per Common Share
Net Interest Income 2006 Taxable-equivalent Basis Increased Percent
Nicholas Binkley
Nominees
Non-employee Director Compensation
Non-employee Expatriate Directors
Non-proposal
Non-voting
Noncontrolling Interest Consolidated Financial Statements
Noninterest Bearing Deposits
Noninterest Income
Noninterest Income Expense
Nonqualified Deferred Compensation
Nor Shall Waiver Relinquishment Right Power Time Times
Norimichi Kanari
Not Able Offer Financial Services Products Holding
Not Meaningful
Notices
Now Therefore Resolved
Off-balance Sheet Instruments
Officers
Operating Leases
Option Exercises Stock Vested
Other
Other Assets
Other Assets-investments Carried Cost
Other Events
Other Government Securities
Other Information
Other Investments
Other Matters
Other Noninterest Expense
Other Noninterest Income
Other Noninterest Income Expense
Other Potential Post-employment Payments
Other Real Estate Owned
Other Regulatory Oversight
Other Related Party Policies
Other-than-temporary Impairment
Outside Director
Overview
Overview Policy Executive Compensation
Participant
Participant Other Severance Plan Arrangement Established Participating Employer
Participants Termination Service Reason Member Board Directors Subsidiaries
Participation
Payment Bridge Awards
Payment Date
Peer Banks
Peer Group
Pension Benefits
Pension Obligations
Pension Plans
Per Meeting Fees
Performance 2006 Awards
Performance Award Fund
Performance Cycle
Performance Cycles
Performance Measurement Earning Awards
Performance Share Agreement
Performance Share Awards
Performance Share Plan
Performance Share Plan Awards
Performance Share Plan Stock Unit Deferral Election
Performance Shares
Performance Shares Subject Plan
Performance Shares-redeemable Cash
Performance Shares-redeemable Shares
Perquisites
Person Classified Participating Employer Non-benefits Eligible Employee
Person Provides Services Unbc Subsidiaries Pursuant Agreement Between
Philip Flynn
Philosophy Executive Compensation
Policy Adjustments Incentives Restatements Financial Results
Policy Expatriate Compensation
Policy Making Officer Level
Policy Methodology
Policy Post-employment Benefits
Possible Future Sales Shares Bank Tokyo-mitsubishi Ufj Adversely
Potential Conflicts Interest Bank Tokyo-mitsubishi Ufj Adversely Affect
Potential Post-employment Payment Tables
Pre-approval Services Deloitte Touche Llp
Premises Equipment
Primary Contributors Continuing Operations Financial Performance 2004 Compared
Primary Contributors Continuing Operations Financial Performance 2005 Compared
Primary Contributors Continuing Operations Financial Performance 2006 Compared
Primary Contributors Financial Performance 2006 Compared 2005 Presented
Primary Contributors Financial Performance 2007 Compared 2006 Presented
Principal Accountant Fees Services
Principal Accounting Fees Services
Principal Stockholders
Privacy
Privacy Restrictions Adversely Affect Business
Private Capital Investments
Procedures Review Approval Ratification
Properties
Proposal
Proposed Equity Authorization
Provision Credit Losses
Provision Loan Losses
Proxies Submitted Internet Telephone Received 100 Central Time
Proxy Solicited Board Directors Annual Meeting Stockholders 2005
Public Policy Committee
Purpose
Purpose Plan
Quantitative Qualitative Disclosures Market Risk
Quorum Broker Non-votes
Ratification Selection Independent Registered Public Accounting Firm
Recently Issued Proposed Accounting Pronouncements
Recitals
Recognition Presentation Other-than-temporary Impairments
Regarding Forward-looking Statements
Registrants Telephone Number Including Area Code
Regulatory Capital
Regulatory Matters
Related Party Loans
Related Person Transactions Policy
Relationships Not-for-profit Entities
Rely
Rely Parties Important Products Services
Report Independent Registered Public Accounting Firm
Report Independent Registered Public Accounting Irm
Repurchase Agreement
Repurchases Equity Securities
Resale Repurchase Agreements
Residential Mortgage Loans
Residential Mortgage-backed Securities-agency
Residential Mortgage-backed Securities-non-agency
Restricted Stock
Restricted Stock Agreement
Restricted Stock Agreements
Restricted Stock Awards
Restricted Stock Unit Agreement
Restricted Stock Unit Awards
Restricted Stock Units
Restrictions Cash Due Banks Securities Loans Dividends
Restrictions Dividends Other Distributions Limit Amounts Payable
Results Operations Financial Condition
Retail Banking
Retirement
Retirement Disability Benefits
Retirement Plan
Review Director Compensation
Revoking Proxy
Richard Farman
Risk Factors
Risks Associated Potential Acquisitions Divestitures Restructurings Adversely Affect
Role Compensation Committee Management Determining Executive
Ronald Havner
Ronald Kendricks Retirement 2006
Salary
San Francisco California 94104-1302
Sarbanes-oxley Act
Savings Plans
Schedule 14a
Schedule 14a Information
Securities
Securities Available Sale
Securities Held Maturity
Security Ownership Certain Beneficial Owners Management Related Stockholder
Security Ownership Management
See Consolidated Financial Statements Starting Page F-48 Information
Segment Reporting
Senior Executive Bonus Plan Awards
Senior Management Bonus Plan
Separation Benefits
Separation Pay Plan
Share Repurchases
Shigemitsu Miki
Signature
Signatures
Significant Legal Actions Subject Substantial Uninsured Liabilities
Significant Legal Proceedings Subject Substantial Uninsured Liabilities
Solicitation Proxies
Soundness Other Financial Institutions Adversely Affect
Source Payments Expenses
Stanley Farrar
State Municipal Securities
Stock Option Agreements
Stock Option Awards
Stock Options
Stock Ownership Guidelines
Stock Subject Plan
Stock-based Compensation
Stockholder Proposal Supporting Statement
Stockholder Proposals 2007 Annual Meeting
Stockholder Proposals 2008 Annual Meeting
Stockholder Votes Controlled Bank Tokyo-mitsubishi Ufj
Stockholder Votes Controlled Bank Tokyo-mitsubishi Ufj Interests Those
Subject Operational Risks
Submission Matters Vote Security Holders
Subsequent Event
Subsequent Events
Subsidiaries
Substantial Competition Adversely Affect
Substantially Equal Annual Installments Commencing Payment Date Soon
Suits Equity Relation Plan Agreement Prevailing Party Such
Summary Amendments
Summary Compensation Table
Summary Plan
Supplemental Executive Retirement Plan
Takahiro Moriguchi
Takashi Morimura
Target Award
Tax Considerations
Termination
Termination Employment
Termination Employment Leave Absence
Terms Conditions
Terms Conditions Options
Tetsuo Shimura
Time Deposits 100000 Over
Time Distribution
Trading Account Assets
Trading Activities
Transactions Affiliates
Transactions Management Others
Transactions Related Persons
Transfer Securities Available Sale Held Maturity
Treasury Securities
Treasury Stock
Trust Committee
Trust Notes
Union Bank California
Union Bank California Deferred Compensation Plan
Union Bank California Retirement Plan
Union Bank California Senior Executive Bonus Plan
Union Bank California Supplemental Executive Retirement Plan Policy
Union Bank Executive Supplemental Benefit Plan
Unionbancal Corporation
Unionbancal Corporation Exact Name Registrant Specified Charter
Unionbancal Corporation Management Stock Plan Notice Amendment
Unionbancal Corporation Provides 2007 Financial Update
Unionbancal Corporation Subsidiaries Managements Report Internal Control Over
Unionbancal Corporation Subsidiaries Report Independent Registered Public Accounting
Unionbancal Corporation-comparison Cumulative Total Return
Unionbancal Corporation-junior Subordinated Debt Payable Subsidiary Grantor Rust
Unionbancal Corporation-junior Subordinated Debt Payable Subsidiary Grantor Trust
Unregistered Sales Equity Securities Proceeds
Valuation Methodologies
Valuation Related Privatization
Value Payment Earned Awards
Vesting
Voluntary Termination
Vote
Vote Confidential
Vote Required
Vote Required Approval Proposals
Vote Telephone Internet Available
Voting Person
Voting Proxy
Wachovia Corporation
Wealth Management
Welfare Benefits
What Covered
What Long-term Incentive Program
What Other Benefits Executive Officers Receive
What Peer Group
What Philosophy Executive Compensation
What Policy Executive Ownership Holding Shares
What Policy Ownership Holding Shares
Whereas
Wholesale Banking
Withholding
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