UnitedHealth Group (UNH)

Third quarter Uniprise revenues of $1.4 billion increased $46 million or 3 percent year-over-year.

At the end of the third quarter Uniprise served 11.1 million people in the large, multi-state employer market segment. The net 55,000 person reduction in people served during the third quarter of 2007 is attributed primarily to normal levels of employment attrition within continuing customers.

Uniprise and UnitedHealthcare continue to grow their market leadership position in consumer-directed account-based benefit products. These businesses served a total of 2.3 million people through these offerings as of September 30, 2007, representing growth of 440,000 consumers or 24 percent year-over-year and 400,000 consumers or 21 percent since December 31, 2006.

Exante Financial Services reached $435 million in assets under management and 1.3 million financial accounts at September 30, 2007.

Exante Financial Services moved just under $5 billion in payments electronically to health system providers during the third quarter, representing nearly 80 percent growth in electronic payments year-over-year.

Uniprise operating earnings of $217 million decreased $18 million year-over-year due to increased expenditures on technology, service and product enhancements that benefit consumers and care providers, and increased $16 million sequentially due to an adjustment to a reserve based on recent developments.

Second quarter Uniprise revenues of $1.4 billion increased $59 million or 4 percent year-over-year and decreased $31 million from the first quarter of 2007. The sequential quarter decrease in revenues was principally due to favorable medical cost management performance on behalf of a large customer that purchases benefits under a premium-based, retrospectively-rated coverage arrangement. This reconciliation had no effect on operating earnings.

Uniprise and UnitedHealthcare continue to grow their market leadership position in consumer-directed account-based benefit products. These businesses served a total of more than 2.2 million people through these offerings as of June 30, 2007, representing growth of 445,000 consumers or 25 percent year-over-year and 355,000 consumers or 19 percent since December 31, 2006.

Uniprise has been awarded the pharmacy benefit management business serving the more than 1 million participants in the state of New York employee health plan, beginning January 1, 2008. The award will be finalized upon the State Comptroller’s approval of a negotiated contract.

At the end of the second quarter Uniprise served 11.1 million people in the large, multi-state employer market segment, with a net increase of 200,000 people since December 31, 2006. The net 45,000 person reduction in people served during the second quarter of 2007 reflected the ongoing trend of employment attrition experienced by continuing customers.

Uniprise operating earnings of $201 million decreased $20 million or 9 percent year-over-year and decreased $14 million or 7 percent from the first quarter of 2007. In the second quarter Uniprise increased its level of technology development expenses, accelerated investments in a new, differentiated consumer service model, and funded a range of service enhancements, including on the PacifiCare operating platform.

First quarter revenues of $1.4 billion increased $105 million or 8 percent year-over-year and $41 million or 3 percent over the fourth quarter of 2006.

Uniprise increased the number of consumers served through large multistate employers by 245,000 people in the first quarter, bringing the total number of people served in that market segment to 11.2 million.

Uniprise and UnitedHealthcare continue to grow their market leadership position in consumer-directed account-based benefit products. These businesses serve a total of 2.2 million people through these offerings as of March 31, 2007, representing growth of 555,000 consumers or 34 percent year-over-year and 290,000 consumers or 15 percent since the fourth quarter of 2006.

Assets under management at Exante Financial Services, the UnitedHealth Group health banking unit, exceeded $360 million at March 31, 2007, representing growth of more than $80 million or 30 percent in the first quarter alone.

Uniprise operating earnings of $215 million grew $6 million or 3 percent year-over-year and decreased $17 million or 7 percent from the fourth quarter of 2006. The Uniprise operating margin of 14.9 percent declined 80 basis points year-over-year and 170 basis points sequentially in the first quarter of 2007. Operating results included additional costs to advance service levels and investments in strategic initiatives to support future growth on an enterprise-wide basis.