UNM » Topics » Capital

This excerpt taken from the UNM 10-Q filed Apr 30, 2009.


The first priority of our capital management strategy is to maintain sufficient financial flexibility to support our operations over various economic cycles and to respond to opportunities in the marketplace while positioning our Company for improvements in its credit ratings. We have several financial targets, as specified in our 2008 annual report on Form 10-K, which we continue to use to guide our capital management decisions. These include targets for our risk-based capital, leverage, holding company cash and liquidity, and common stock dividend yield. At the end of the first quarter of 2009, all of our financial measurements for capital management continued to compare favorably to our target levels. See “Liquidity and Capital Resources” contained in this Item 2 for further detail.

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