While many of Unum's competitors (Geneworth, The Hartford) are being hurt by their variable annuity assets, Unum does not offer this product. This frees them from the risk of a 'run' by investors.
Unum's new database, SimplyUnum, puts all of the company's products onto the same platform. This will eliminate many of the inefficiencies that Unum had with their products in the past.