This excerpt taken from the VLG 10-K filed Sep 28, 2006.
Product Liability and Insurance
The nature of our business may subject us to product liability and other lawsuits. To the extent that we are subject to claims which exceed or are outside of our liability insurance coverage, such suits could have a material adverse effect on our results of operations. See Risk Factors Risks Related to Our Business. See Item 7. We have not suffered any material losses from such lawsuits in the past.