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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 38.6M | 44.2M | 51.6M | 56.9M | 56.2M | |||
| Net Interest Income | 24.3M | 26.9M | 27.6M | 26.2M | 29.1M | |||
| Deposits | 522M | 562M | 582M | 617M | 717M | |||
| Provision for Loan Losses | 350K | 650K | 875K | 700K | 1.80M | |||
| Securities | 170M | 179M | 123M | 147M | 127M | |||
| Net Interest Margin | 3.8% | 3.8% | 3.6% | 3.1% | 3.1% | |||
| Commercial Real Estate Loans | 197K | 180K | 176K | 203K | 220M | |||
| Commercial Loans | 44.1M | 85.2M | 104M | 123M | 160M | |||
| Construction Loans | 57.2M | 69.5M | 90.0M | 76.0M | 63.8M | |||
| Consumer Loans | 1.99M | 737K | 911K | 1.33M | 1.05M | |||
| Mortgage-Backed Securities (MBS) | 98.8M | 83.5M | 79.8M | 89.6M | 76.6M | |||
| Net Charge Offs to Avg Loans | -0.1% | 0% | 0% | 0% | 0% | |||
| Net Loans | 532M | 605M | 630M | 706M | 182M | |||
| Residential Loans | 238M | 275M | 265M | 309M | 397M | |||
| Total Risk-Based Capital Ratio | 11.7% | 11.1% | 11.4% | 10.7% | 0% | |||
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