Topic Listing for Western New England Bancorp, Inc.

Amendment Amendment Termination Plan Conversion
Amendments Articles Incorporation Bylaws Change Anti-takeover Effects New Westfield Financials Articles Organization Bylaws
Approval Plan Conversion Approvals Required
Assets Measured Fair Value Recurring Basis Audit Committee
Audit Committee Report Available Information
Balance Sheet Growth Basis Presentation 8211
Beneficial Owner Shares Registered Name Broker Bank Beneficial Ownership Reporting Compliance
Binding Effect Assignment Delegation Board Directors
Board Directors Independence Business
Business Experience Directors Business New Westfield Financial
Business Westfield Financial Bank Cash Equivalents
Certain Relationships Related Transactions Director Independence Certification
Change Control Agreements Change Registrants Certifying Accountants
Charles Sullivan Check Appropriate Box
Code Ethics Commitments Contingencies
Committees Committees Board Directors
Common Stock Common Stock 1000 Per Share
Community Offering Companies
Comparison Cumulative Total Return Comparison Financial Condition 2004 2003
Comparison Financial Condition 2005 2004 Comparison Financial Condition 2006 2005
Comparison Financial Condition 2007 2006 Comparison Financial Condition 2008 2007
Comparison Financial Condition 2009 2008 Comparison Operating Results 2005 2004
Comparison Operating Results 2006 2005 Comparison Operating Results 2007 2006
Comparison Operating Results 2008 2007 Compensation Committee
Compensation Committee Interlocks Compensation Committee Report
Compensation Committee Report Executive Compensation Components
Compensation Decision-making Policies Procedures Director Compliance Laws Actions
Comprehensive Income Loss Concentrations Credit Risk
Conditions Completing Conversion Stock Offering Conditions Conversion Stock Offering
Confidential Voting Policy Consent Independent Registered Public Accounting Firm
Construction Governing Law Continuing Directors
Controls Procedures Conversion Stock Offering
Counterparts Credit Quality
Critical Accounting Policies Current Report
Currently Stockholder Westfield Financial Inc Currently Westfield Financial Stockholder
Deadline Orders Common Stock Declaration Regular Special Dividends
Defaults Compliance Laws Definitions
Delivery Stock Certificates Deposit Liabilities
Depositor Westfield Bank Determination Fair Value
Determined Offering Range 1000 Price Per Share Director Compensation
Directors Executive Officers Corporate Governance Dividend Declaration
Documents Incorporated Reference Due Execution Validity Enforceability
Earnings Per Share Effect Broker Non-votes
Effect Existing Compensation Plans Effect Liquidation Rights
Effects Conversion Depositors Borrowers Members Election Directors
Employee Stock Ownership Plan Employment Agreements
Employment Agreements Change Control Entry Material Definitive Agreement
Equity Compensation Plan Information Esop Contributions
Estimates 8211 Evaluation Disclosure Controls Procedures
Events Default Loan Agreement Exact Name Registrant Specified Charter
Exchange Act 1934 Amendment Exchange Shares
Exchange Shares Current Stockholders Exchange Westfield Financial Common Stock
Executive Committee Executive Committee Consists Directors Colton Lane Oneil Sullivan
Executive Compensation Executive Officers
Exhibits Exhibits Financial Statement Schedules
Experts Expiration Date Offering
Explanatory Fair Value Assets Liabilities
Fair Value Financial Instruments Fair Value Hierarchy
Federal Federal Home Loan Bank Other Stock
Financial Condition Results Operations Financial Statements Exhibits
Financial Statements Supplementary Data Find Additional Information
Form 10-k Form 10-q
Former Name Address Changed Since Last Report Forward Looking Statements
Forward-looking Statements Further Assurances Compliance Covenants
Future Change Control Agreements Future Employment Agreements
Future Stock Benefit Plans General
General Laws Chapter 156d 1006 950 Cmr 11334 General Philosophy Overall Program Objectives
Held 2006 Holding Regulation
Householding Proxy Materials Immediate Release
Impact Inflation Changing Prices Income Taxes
Independent Registered Public Accounting Firm Independent Registered Public Accounting Firm Fees Services
Index Information Board Directors Corporate Governance
Information Executive Officers Intend Proceeds Stock Offering
Interest Management Directors Matters Acted Interest-bearing Deposits Banks
Interpretation Amendment Termination Legal Proceedings
Legal Tax Opinions Lenders Rights Event Default
Limitation Commences Syndicated Offering Limitations Common Stock Purchases
Liquidation Rights Liquidity Capital Resources
Loan Agreement Loan Principal Amount
Loans Receivable Long-term Debt
Management Market Risk Management Report Internal Control Over Financial Reporting
Managements Discussion Analysis Financial Condition Results Operations Market Common Stock
Market Registrants Common Equity Related Stockholder Matters Issuer Market Segment Description 2009
Method Payments Miscellaneous
Modifications Consents Waivers Entire Agreement Nature Operations 8211
Ndex Consolidated Financial Statements New Westfield Financials Articles Organization Bylaws
Nominating Corporate Governance Committee Nominees
Non-qualified Deferred Compensation Noninterest Expense
Noninterest Income Not Applicable
Not Currently Westfield Financial Stockholder Not Fit Either Categories Above Interested Purchasing Shares
Not Sell Transfer Subscription Rights Notice Annual Meeting Shareholders
Notices Obtain Additional Information
Obtain Additional Information Regarding Conversion Stock Offering Center Obtaining Annual Report Form 10-k
Off-balance Sheet Arrangements Officers
Operating Strategy Option Exercises Stock Vested
Other Benefits Other Events
Other Matters Other Noninterest Expense
Overview Part
Part Financial Information Paul Pohl Serves President Owner Chemi-graphic Inc Name
Payments Payments Due Lender
Pension Benefits Pension Postretirement Life Insurance Benefits
Performance Graph Personnel
Persons Order Stock Offering Plan
Plan Distribution Selling Agent Compensation Plan Stock Conversion
Please Read Risk Factors Beginning Page Pledge Agreement
Policy Regarding Dividends Power Authority Consents
Preferred Stock Premises Equipment
Prepayment Price Per Share 1000
Principal Accounting Fees Services Principal Shareholders Westfield Financial
Principles Consolidation 8211 Procedure Purchasing Shares
Proceeds Loan Proceeds Retain Stock Offering
Promissory Prompt Vote Very Important Failure Same Effect Voting
Properties Properties Priority Liens
Proposal Other Matters Obtain Affirmative Vote Majority Votes Prospectus New Westfield Financial Inc Proxy Statement
Provision Loan Losses Purchase Common Stock
Purchase Shares Purchases Common Stock
Purchases Officers Directors Purposes Conversion Stock Offering
Pursuant 302 Sarbanes-oxley Act 2002 Quantitative Qualitative Disclosures Market Risk
Quorum Read Document Plan Conversion Information Stock Offering Been
Reasons Conversion Reasons Conversion Stock Offering
Recent Accounting Pronouncements Reclassifications Certain Amounts Prior Financial Statements Been Reclassified
Registrants Telephone Number Including Area Code Registration Promissory
Registration Requirements Regulation
Regulation Disclosure Regulatory Restrictions
Related Party Transactions Remedies Cumulative
Report Independent Registered Public Accounting Firm Representations Warranties Borrower
Restrictions Transfer Subscription Rights Shares Results 2009
Results Operations Financial Condition Revoking Proxy
Risk Factors Risks Related Banking Industry
Risks Related Business Risks Related Offering
Robert Crowley Schedule 14a Information
Secretary Secretary Commonwealth
Securities Authorized Issuance Equity Compensation Plans Securities Mortgage-backed
Security Security Ownership Certain Beneficial Owners Management
Security Ownership Certain Beneficial Owners Management Related Stockholder Segment Information
Severability Share Exchange Ratio
Share Exchange Ratio Current Stockholders Share-based Compensation
Shareholder Communications Board Directors Shareholder Proposals
Shareholders Shares Common Stock
Short-term Borrowings Short-term Borrowings Long-term Debt
Sign Proxy Card Not Make Specific Choices Vote Signatures
Solicitation Proxies State
Statement Furnished Pursuant 906 Sarbanes-oxley Act 2002 Usc Steps Take Not Receive Orders Minimum Number Shares
Stock Stock Awards
Stock Compensation Plans Stock Information Center
Stock Pricing Number Shares Issued Stockholder Record Shares Registered Name
Stress Federal Home Loan Bank Fhlb System Cause Submission Matters Vote Security Holders
Subscription Offering Rights Subsequent Event
Summary Summary Significant Accounting Policies
Survival Syndicated Community Offering
Table Contents Tax Allocation
Tax Aspects Tax Consequences
Termination Stock Offering Terms Stock Offering
Thomas Sullivan Transactions Certain Related Persons
Transactions Directors Executive Officers Transfer Agent Registrar Exchange
Trustee Committee Unregistered Sales Equity Securities Proceeds
Victor Carra Served Executive Vice President Westfield Bank Vote Required
Voting Procedures Voting Rights
Westfield 01085 Westfield Financial Inc
Westfield Financial Inc Compensation Committee Westfield Massachusetts 01085
Westfield Massachusetts 2009 William Francis Galvin
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