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This excerpt taken from the WYN 10-K filed Feb 27, 2009. Improve
the Quality of Our Loan Portfolio
We plan to improve the quality of our loan portfolio by
establishing more restrictive financing terms for customers that
fall within the our lower credit classifications. We also plan
to continue modifying our tour qualifications in order to
increase the likelihood that those persons whom we finance will
be more creditworthy than has historically been the case.
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