Mondo Visione  Jul 19  Comment 
The Financial Industry Regulatory Authority (FINRA) announced today that it has fined Prudential Annuities Distributors, Inc. $950,000 for failing to detect and prevent a scheme that resulted in the theft of approximately $1.3 million from an...
Financial Times  Jul 19  Comment 
Insurer’s shares have fallen a fifth since vote to leave EU
The Economic Times  Jul 19  Comment 
Under the hybrid model, 40 per cent of the project cost is borne by the government and the remaining by the developer.
Motley Fool  Jul 18  Comment 
These easy-to-understand insurance products can be useful in the right situations.
Motley Fool  Jul 17  Comment 
Cut through the confusion to get simple answers with this complex investment.
Motley Fool  Jul 15  Comment 
Don't let these attractive offers trap you.
The Times of India  Jul 13  Comment 
Noting recent positive trends in the Indian highways sector, American investment banking firm Jefferies on Wednesday said there was an increase in bids under the government's hybrid annuity model for roads building.  Jul 12  Comment 
THE HAGUE (dpa-AFX) - Aegon NV (AGN.L, AEG), in an update on UK Annuity Book Divestments, confirmed that the disposals are proceeding as planned, with the market and underwriting risks transferred to the counter parties. In line with earlier...  Jul 6  Comment 
I'm considering buying an annuity for retirement income, but I'm wary of doing so because I'm afraid interest rates will rise soon. What do you think -- should I go ahead and buy now or hold off until after rates go up?--Greg, Oklahoma
Motley Fool  Jul 3  Comment 
Annuities can deliver (nearly) guaranteed fixed income streams that can make your retirement more secure. Learn more about them.


A financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.

Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue. Annuities can be created so that, upon annuitization, payments will continue so long as either the annuitant or their spouse is alive. Alternatively, annuities can be structured to pay out funds for a fixed amount of time, such as 20 years, regardless of how long the annuitant lives.

Annuities can be structured to provide fixed periodic payments to the annuitant or variable payments. The intent of variable annuities is to allow the annuitant to receive greater payments if investments of the annuity fund do well and smaller payments if its investments do poorly. This provides for a less stable cash flow than a fixed annuity, but allows the annuitant to reap the benefits of strong returns from their fund's investments.

The different ways in which annuities can be structured provide individuals seeking annuities the flexibility to construct an annuity contract that will best meet their needs.

All annuities have a free look period, a death benefit, guarantees, and annuitization options. Most have surrender periods.

Wikinvest © 2006, 2007, 2008, 2009, 2010, 2011, 2012. Use of this site is subject to express Terms of Service, Privacy Policy, and Disclaimer. By continuing past this page, you agree to abide by these terms. Any information provided by Wikinvest, including but not limited to company data, competitors, business analysis, market share, sales revenues and other operating metrics, earnings call analysis, conference call transcripts, industry information, or price targets should not be construed as research, trading tips or recommendations, or investment advice and is provided with no warrants as to its accuracy. Stock market data, including US and International equity symbols, stock quotes, share prices, earnings ratios, and other fundamental data is provided by data partners. Stock market quotes delayed at least 15 minutes for NASDAQ, 20 mins for NYSE and AMEX. Market data by Xignite. See data providers for more details. Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by Wikinvest.
Powered by MediaWiki