Motley Fool  Apr 14  Comment 
Many people have strong feelings about this financial product without even knowing the definition of what an annuity is.
Reuters  Apr 2  Comment 
U.S. insurer Genworth Financial Inc is seeking buyers for a life and annuity unit, Bloomberg reported, citing people familiar with the matter.
Motley Fool  Apr 2  Comment 
This kind of investment is selling like hotcakes. See whether you should buy one.
Forbes  Apr 2  Comment 
Experts give solutions to the lifetime retirement income puzzle at a Bipartisan Policy Center conference.
The Economist  Mar 18  Comment 
SO YOU are 75 and you bought an annuity ten years ago that pays £5,000 a year. The British government is proposing that you be allowed to sell the annuity for cash. How much should you expect to get? Well, you bought the annuity when bond yields...
The Hindu Business Line  Mar 17  Comment 
The Road Transport Ministry’s decision to roll out 13 projects worth ₹14,442 crore under a hybrid annuity model has gone down well with toll road developers. Developers ha...
Financial Times  Mar 16  Comment 
Risk in alternatives make pension management a tough choice
Reuters  Mar 14  Comment 
British finance minister George Osborne will allow pensioners to cash in annuities in exchange for lump sums in his annual budget next week, British newspapers reported, in a move designed to woo voters before a May national election.
Canadian Financial DIY  Mar 14  Comment 
Last post, I came to the conclusion that buying an annuity makes sense given a couple of guiding principles and the contrasting alignment of annuities vs my present stock/bond portfolio against key retirement risks and desired features. That's...
Financial Times  Mar 11  Comment 
Cash swap proposals under consideration before Budget


A financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.

Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue. Annuities can be created so that, upon annuitization, payments will continue so long as either the annuitant or their spouse is alive. Alternatively, annuities can be structured to pay out funds for a fixed amount of time, such as 20 years, regardless of how long the annuitant lives.

Annuities can be structured to provide fixed periodic payments to the annuitant or variable payments. The intent of variable annuities is to allow the annuitant to receive greater payments if investments of the annuity fund do well and smaller payments if its investments do poorly. This provides for a less stable cash flow than a fixed annuity, but allows the annuitant to reap the benefits of strong returns from their fund's investments.

The different ways in which annuities can be structured provide individuals seeking annuities the flexibility to construct an annuity contract that will best meet their needs.

All annuities have a free look period, a death benefit, guarantees, and annuitization options. Most have surrender periods.

Wikinvest © 2006, 2007, 2008, 2009, 2010, 2011, 2012. Use of this site is subject to express Terms of Service, Privacy Policy, and Disclaimer. By continuing past this page, you agree to abide by these terms. Any information provided by Wikinvest, including but not limited to company data, competitors, business analysis, market share, sales revenues and other operating metrics, earnings call analysis, conference call transcripts, industry information, or price targets should not be construed as research, trading tips or recommendations, or investment advice and is provided with no warrants as to its accuracy. Stock market data, including US and International equity symbols, stock quotes, share prices, earnings ratios, and other fundamental data is provided by data partners. Stock market quotes delayed at least 15 minutes for NASDAQ, 20 mins for NYSE and AMEX. Market data by Xignite. See data providers for more details. Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by Wikinvest.
Powered by MediaWiki