Borrower

RECENT NEWS
The Economic Times  May 8  Comment 
Expressing concerns over loan disbursal under MUDRA scheme, traders body CAIT today said the benefits are yet to reach the last mile borrower.
The Hindu Business Line  Jan 5  Comment 
By planning bond issuances in advance and offering the right mix of instruments, the govt has been able to borrow at a stable 7.8-8%
The Hindu Business Line  Jan 5  Comment 
As a borrower, you have reason to cheer now as lending rates have started moving downwards. But not-so-long-ago you also saw rising interest rates burn a hole in your pocket. While the yo-yoing of ra...
The Hindu Business Line  Nov 3  Comment 
Cannot work without police security, says branch manager, after agitating group of farmers detain staff
Clusterstock  Oct 20  Comment 
Online lenders operate in a different realm than that of traditional banks, and big data is a big part of that. Speaking at T he Economist's Buttonwood conference in Midtown Manhattan on Tuesday, Lending Club CEO Renaud Laplanche explained...
New York Times  Oct 9  Comment 
The Consumer Financial Protection Bureau is turning its attention to student loans; one problem is that borrowers are not advised of all their options.
New York Times  Sep 14  Comment 
Marketed as a way to get out of debt, loans from online lenders are instead leaving some people deeper underwater.
New York Times  Jun 11  Comment 
David Miller and his team at Credit Suisse made one of their most aggressive loans to Timothy Blixseth, a land and timber baron who now sits in jail.




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Borrower

A Borrower takes and uses something that belongs to someone else, with the intention of returning it. You have an impatient borrower and a patient lender. It is the trade off between patience and impatience, which is going to decide the rate of interest.

A loan entails the redistribution of financial assets over time, between the lender and the borrower. Collateral may be used to make sure the borrower keeps his promise. The borrowing may be secured by collateral, or it may be unsecured in which case there are no assets guaranteeing pay back.

Investing

As investors use the term the borrower is the person who initially receives an amount of money, called the principal, from the lender, and is obligated to, pay back, all of the funds, plus interest and fees, to the lender by a specified time.

From to lend, be surety for, pledge, to hide, protect. Apparently on the notion of collateral deposited as security for something borrowed. [1] Bury, to raise a mound, hide, bury, to shelter, protection, shelter, to save, preserve. [2]

References

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