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Person who puts in motion the conversion of money into assets, in hopes of income and capital appreciation. [1] Puts money in-vest. The term investment implies that a business or investment risk can be analyzed and measured, and its distinction from Speculation is one of degree of risk. [1] Investors are more focused on the steadiness of returns brought by dividends, interest, and royalties. Whereas a Speculator seeks primarily capital appreciation. The buying and selling in search of profit from rise and fall of market value is recorded from 1774. [2]

The word investment originates in the Latin "vestis," meaning garment, or vest, and refers to the act of putting assets into others pockets. [3] A person puts money in-vest, so as to receive profits in there own pockets. [2]


  1. Barron's ISBN 0-8120-4631-3
  2. Rich Dad Poor Dad Robert T. Kiyosaki ISBN-10: 0446677450 pg61
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