Clusterstock  Oct 17  Comment 
LONDON — Online lender RateSetter has been fully authorised by the Financial Conduct Authority (FCA). RateSetter, one of the UK's three biggest peer-to-peer lenders, announced on Tuesday that it has been authorised. It follows authorisation...
Clusterstock  Oct 10  Comment 
This story was delivered to BI Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here. UK-based Oakam has provided more than 420,000 loans worth over £210 million ($276 million) to customers with either bad...
Clusterstock  Oct 9  Comment 
LONDON – The city watchdog is said to be looking into accounts of peer-to-peer lender Lendy Finance, according to The Telegraph. The Sunday Telegraph revealed last month that nearly a quarter of Lendy Finance's loan book was outside terms,...
TechCrunch  Oct 5  Comment 
 Earnest, a well-funded fintech startup with bold ambitions to create a modern financial institution, is selling to the student-loan company Navient for $155 million in cash. The WSJ was first to report the news. The exit isn’t so great for...
MarketWatch  Oct 5  Comment 
Down payments continue to represent a major obstacle to homeownership for many Americans.
Motley Fool  Oct 4  Comment 
Here's what you need to know and do to find the best mortgage lender for you.
BBC News  Sep 28  Comment 
Wonga said it had moved towards more flexible loan products and more responsible lending.
Financial Times  Sep 27  Comment 
Loans platform says it will take on lenders by the end of this year
Cellular News  Sep 25  Comment 
PASADENA, Calif. , Sept. Lender Price, the emerging leader in digital mortgage lending technology, announced today that it has named veteran mortgage industry executive Jerry Halbrook as its CEO and has opened a fresh round of equity funding...



Lets someone use something that belongs to them with the intention of getting it back. Lending gives the borrower greater flexibility in dealing with temporary fluctuations in cash flow. One who lends. [1]

Lending and borrowing are basically about smoothing out the flow of cash into and out of a persons budget. A lender receives interest on the principal that he lends, and the borrower pays back more than they receive. The lender gets paid for giving up the use of the money for a time, and must also be compensated for the risk of delayed or non-repayment of the principal by the borrower.

  • Neither a borrower nor a lender be;
  • For loan oft loses both itself and friend,
  • And borrowing dulls the edge of husbandry.
    • William Shakespeare ~ Hamlet [2]

From to lend, be surety for, pledge, to hide, protect. Apparently on the notion of collateral deposited as security for something borrowed. [3] Bury, to raise a mound, hide, bury, to shelter, protection, shelter, to save, preserve. [4]


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