Lender

RECENT NEWS
Reuters  May 18  Comment 
Spanish lender Banco Sabadell secured European Union regulatory clearance on Monday for its 1.7-billion-pound ($2.66 billion) acquisition of British peer TSB to reinforce its...
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The Australian  Apr 28  Comment 
National Australia Bank will sharply cut its interest in Great Western Bankcorp in a move that could leave it controlling about a third of the US lender.
MarketWatch  Apr 24  Comment 
Oportun Inc., a consumer lender that focuses on Hispanic communities in the U.S., is preparing for an initial public offering this year
guardian.co.uk  Apr 22  Comment 
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guardian.co.uk  Apr 21  Comment 
Call it karma if you will, but Wonga has just announced a massive pre-tax loss. You may find it difficult to be sympathetic … Name: Wonga. Age: Nine years old. Related: Wonga timeline: from good start to bad loans Continue reading...
The Hindu Business Line  Apr 8  Comment 
Recent policy changes will bolster IIFCL role in infrastructure financing: SB Nayar
Motley Fool  Apr 8  Comment 
Pre-qualification is a relatively easy and straightforward procedure that can let you know whether or not you can afford a house and, if so, how much you can afford to spend.




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Lender

Lets someone use something that belongs to them with the intention of getting it back. Lending gives the borrower greater flexibility in dealing with temporary fluctuations in cash flow. One who lends. [1]

Lending and borrowing are basically about smoothing out the flow of cash into and out of a persons budget. A lender receives interest on the principal that he lends, and the borrower pays back more than they receive. The lender gets paid for giving up the use of the money for a time, and must also be compensated for the risk of delayed or non-repayment of the principal by the borrower.

  • Neither a borrower nor a lender be;
  • For loan oft loses both itself and friend,
  • And borrowing dulls the edge of husbandry.
    • William Shakespeare ~ Hamlet [2]

From to lend, be surety for, pledge, to hide, protect. Apparently on the notion of collateral deposited as security for something borrowed. [3] Bury, to raise a mound, hide, bury, to shelter, protection, shelter, to save, preserve. [4]

References

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