Financial Times  Jan 29  Comment 
Borrow up to £350 — at 1,017 per cent APR
New York Times  Jan 29  Comment 
In a settlement this month, Goldman Sachs agreed to pay $15 million in a case that involved its business of lending securities to short-sellers.
Forbes  Jan 21  Comment 
After stocks went on a wild ride Wednesday the online lender decided to hold off, potentially losing the loaded honor of being the first company to go public in 2016.
Financial Times  Jan 18  Comment 
Unruly but fast-growing online lending industry is crowded but poised for consolidation
Motley Fool  Jan 15  Comment 
The Midwestern regional banking group will pay around $461 million in cash and stock for Anchor BanCorp.
Wall Street Journal  Jan 15  Comment 
Milan’s prosecutors completed an investigation into some alleged financial crimes involving 13 former and current executives at Banca Monte dei Paschi di Siena, Deutsche Bank and Nomura International, paving the way for a potential request of...
MarketWatch  Jan 7  Comment 
Twenty-somethings are turning to these practices because they’re struggling financially.
New York Times  Dec 25  Comment 
Cajas, or savings banks, have expanded their pawn-brokerage businesses as they seek alternative forms of funding while maintaining their social obligations.



Lets someone use something that belongs to them with the intention of getting it back. Lending gives the borrower greater flexibility in dealing with temporary fluctuations in cash flow. One who lends. [1]

Lending and borrowing are basically about smoothing out the flow of cash into and out of a persons budget. A lender receives interest on the principal that he lends, and the borrower pays back more than they receive. The lender gets paid for giving up the use of the money for a time, and must also be compensated for the risk of delayed or non-repayment of the principal by the borrower.

  • Neither a borrower nor a lender be;
  • For loan oft loses both itself and friend,
  • And borrowing dulls the edge of husbandry.
    • William Shakespeare ~ Hamlet [2]

From to lend, be surety for, pledge, to hide, protect. Apparently on the notion of collateral deposited as security for something borrowed. [3] Bury, to raise a mound, hide, bury, to shelter, protection, shelter, to save, preserve. [4]


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