Lender

RECENT NEWS
MarketWatch  Nov 16  Comment 
Renaud Laplanche has quietly started a new company to make loans via the internet.
Financial Times  Nov 8  Comment 
OneMain reins back growth amid a spike in delinquencies
Forbes  Oct 20  Comment 
New York cracks down on a pension lender that charged customers up to 130% interest.
USDA  Oct 20  Comment 
WASHINGTON, Oct. 20, 2016 – The U.S. Department of Agriculture (USDA) today announced the availability of a streamlined version of USDA guaranteed loans, which are tailored for smaller scale farms and urban producers. The program, called EZ...
New York Times  Oct 19  Comment 
Social Finance Inc., or SoFi, takes a different approach to consumer lending, one that includes holding singles and networking events.
MarketWatch  Oct 14  Comment 
Deutsche Bank’s biggest shareholders are expressing concern about the threat of fines against the lender and whether it’s adequately focused on its long-term strategy, say people familiar with the matter.
New York Times  Oct 13  Comment 
Named for Goldman’s founder, Marcus will offer loans to the general public. But initially applications will be limited to people who receive a special code in the mail.




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Lender

Lets someone use something that belongs to them with the intention of getting it back. Lending gives the borrower greater flexibility in dealing with temporary fluctuations in cash flow. One who lends. [1]

Lending and borrowing are basically about smoothing out the flow of cash into and out of a persons budget. A lender receives interest on the principal that he lends, and the borrower pays back more than they receive. The lender gets paid for giving up the use of the money for a time, and must also be compensated for the risk of delayed or non-repayment of the principal by the borrower.

  • Neither a borrower nor a lender be;
  • For loan oft loses both itself and friend,
  • And borrowing dulls the edge of husbandry.
    • William Shakespeare ~ Hamlet [2]

From to lend, be surety for, pledge, to hide, protect. Apparently on the notion of collateral deposited as security for something borrowed. [3] Bury, to raise a mound, hide, bury, to shelter, protection, shelter, to save, preserve. [4]

References

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