The Australian  1 hr ago  Comment 
Shares in Fortescue have fallen in early trading today amid revelations chairman Andrew Forrest is exposed to $100m in private loan guarantees.
Reuters  8 hrs ago  Comment 
The board of UniCredit, Italy's largest bank by assets, has approved a plan to set up a pool of restructured loans with domestic rival Intesa Sanpaolo and U.S. private...
New York Times  9 hrs ago  Comment 
Vouch Financial is putting a digital-age spin on the old banking concept of using social references to make lending decisions.
Motley Fool  11 hrs ago  Comment 
An interview with Sam Hodges, co-founder of peer-to-peer lender Funding Circle, about the past, present, and future of the business.
The Australian  12 hrs ago  Comment 
Andrew Forrest is facing the added burden of being exposed to $100m in private loan guarantees he has extended to his executives.
Finance Asia  Apr 9  Comment 
A roundup of the latest syndicated loan market news.
Yahoo  Apr 9  Comment 
Greece confirmed it will pay a 450 million euro loan installment to the International Monetary Fund on Thursday, a government official told Reuters. "The payment has been scheduled and will go out ...
The Economic Times  Apr 8  Comment 
Modi said higher compensation would impose a heavy financial burden on the government but it was important to support distressed farmers.
The Hindu Business Line  Apr 8  Comment 
This is result of lacklustre credit growth to India Inc and tough priority sector lending norms



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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