TechCrunch  3 hrs ago  Comment 
 Those of us interested in marketplace lending have recently observed many pejorative headlines about P2P lending platforms, which mostly reported on Lending Club’s recent difficulties, but also criticized other platforms and the P2P lending...
The Economic Times  Oct 20  Comment 
The sources added that the first tranche of the 50% cash payment to the Indian lenders will come over the next few days.
USDA  Oct 20  Comment 
WASHINGTON, Oct. 20, 2016 – The U.S. Department of Agriculture (USDA) today announced the availability of a streamlined version of USDA guaranteed loans, which are tailored for smaller scale farms and urban producers. The program, called EZ...
Reuters  Oct 20  Comment 
Atlantic City, New Jersey's cash-strapped gambling resort, voted on Wednesday to sell a defunct airstrip to its water utility for $110 million and present a...
Wall Street Journal  Oct 19  Comment 
A trading rebound drove growth at big banks in the third quarter. Traditional lenders, lacking that prop, were left to continue battling superlow interest rates.
The Hindu Business Line  Oct 19  Comment 
Canara Bank has bagged awards for excellence in MSE Lending (2013-14 and 2014-15), Lending to Micro Enterprises (2013-14 and 2014-15) and in the field of Khadi and Village Industries (Best Bank under...
Insurance Journal  Oct 19  Comment 
The U.S. Small Business Administration says federal Economic Injury Disaster Loans are available in Mississippi as a result of a drought that began Aug. 9. The SBA said in a news release the loans would be available to small businesses, …
The Hindu Business Line  Oct 19  Comment 
In a major initiative to cut fund cost, the RBI today told commercial banks to drop lending rates. Reports say that commercial banks will drop the primary lending rate (PLR) to 14.5 per cent from 1...
Clusterstock  Oct 19  Comment 
Britain's emerging online property investment industry is looking increasingly at risk from a wider property slowdown, with new figures showing lending at one leading platform collapsed by 95% in just three months. Figures from the P2PFA, the...



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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