New York Times  6 hrs ago  Comment 
John Mucha not only wants to stop Prague City Gallery from shipping Alphonse Mucha’s “Slav Epic” to Japan, he wants the paintings to revert to the Mucha estate.
Motley Fool  7 hrs ago  Comment 
There can be long-term financial consequences to taking out a 401(k) loan.  8 hrs ago  Comment 
WASHINGTON (dpa-AFX) - Thursday, the United States and Iraq signed a loan guarantee agreement that, once entered into force, will enable Iraq to access up to $1 billion in low-cost financing from international capital markets. The loan guarantee...
The Economic Times  8 hrs ago  Comment 
Indian Overseas Bank slashed the benchmark lending rate. Following reduction, the one-year MCLR has come down to 8.65 per cent effective tomorrow.
Benzinga  8 hrs ago  Comment 
Rock Holdings, the parent company of several notable fintech companies such as Quicken Loans, founded by Dan Gilbert, announced Friday it has agreed to acquire two of the country's biggest online marketing service providers. Rock Holdings has...
Forbes  Jan 5  Comment 
As Macy's begins closing stores, mall owners are going to find it hard to pay off their loans.
Euromoney  Jan 5  Comment 
Plans to mirror US leverage limits could hit banks’ market share in Europe.
The Economic Times  Jan 5  Comment 
Loan pools in which collections dip below 70% had ticket sizes less than Rs 3 lakh a segment in which sizeable portion of collections were done in cash.



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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