BBC News  6 hrs ago  Comment 
The International Monetary Fund has told the BBC it will not offer Zimbabwe more money because the country is in arrears on repayments of existing loans.  Sep 26  Comment 
NEW YORK (MainStreet) -- After working all summer at Dairy Queen, 18-year-old Kiana Neisig still found herself $8,000 short of her fall tuition despite her scholarships and student loans and was convinced that college was not meant for...
GenEng News  Sep 26  Comment 
As part of a plan to tighten its belt, biopharmaceutical firm Aveo Oncology has agreed to terminate the lease for its headquarters in Cambridge, MA. The troubled firm says the termination will reduce its existing lease obligations by $110...
Mondo Visione  Sep 26  Comment 
The Financial Conduct Authority (FCA) has recently consulted on new regulations, under which the FCA will expect high-cost, short-term credit (HCSTC) lenders to report consumer credit data in real-time and to at least two credit reference agencies...
The Hindu Business Line  Sep 26  Comment 
To finalise a decision on modalities of loan waiver by month-month
Finance Asia  Sep 26  Comment 
A roundup of the latest syndicated loan market news.
Wall Street Journal  Sep 25  Comment 
An affiliate of Bruce Berkowitz's hedge fund has passed on contributing up to $100 million to a short-term loan to help get Sears Holdings through its holiday season.
Forbes  Sep 25  Comment 
With interest rates falling in August, the assets under management of loan mutual funds contracted by $4 billion, to a nine-month low of $163.7 billion, according to Lipper and fund filings. It was the second-largest monthly AUM decline on record,...



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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