Forbes  18 min ago  Comment 
Financial technology company PeerPay found that Oracle’s Accelerated Buying Experience made it fast and easy to purchase a range of Oracle Cloud services.
The Hindu Business Line  Jun 21  Comment 
240 of the largest 500 firms are ‘exposed to significant risk’, says India Ratings
The Economic Times  Jun 21  Comment 
The Minister said he has asked cooperative banks not to recover pending loan amount from farmers' crop insurance payments deposited in their bank accounts.
Benzinga  Jun 21  Comment 
Goldman Sachs’ Heath P. Terry mentioned that third party aggregation of LendingClub Corp (NYSE: LC)'s loan prospectuses indicates that loan origination has declined in 2Q. Terry maintains a Neutral rating on the company, while lowering the...
The Economic Times  Jun 21  Comment 
Public sector banks Punjab National Bank and SBI have earlier extended credit facility to the company but not long term project loans.
The Economic Times  Jun 21  Comment 
This latest portfolio of move is expected to accelerate the reduction of bad loans in the books of banks, and also help revive the bad debts business.  Jun 21  Comment 
Leclanché SA: Recharge and Bruellan convert their entire loan facilities into Leclanché shares EQS Group-Ad-hoc: Leclanché SA / Key word(s): Miscellaneous Leclanché SA: Recharge and Bruellan convert their entire loan facilities into...
Forbes  Jun 20  Comment 
Leveraged finance issuance cooled considerably last week ahead of the Brexit vote in the U.K. and a Fed announcement in the U.S., and on the heels of a surge of activity in both the high yield bond and leveraged loan markets the previous week.
TechCrunch  Jun 20  Comment 
 What a difference a year makes. In 2015, Lending Club was a marketplace-lending leader with a $7 billion market cap, and the media was heralding the approaching tech-enabled lending revolution. Now, with Lending Club and OnDeck Capital’s...
Reuters  Jun 20  Comment 
Chinese billionaire Chen Tianqiao has raised his stake in online lending platform Lending Club Corp following the recent ouster of founder and Chief Executive Renaud Laplanche.



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
Wikinvest © 2006, 2007, 2008, 2009, 2010, 2011, 2012. Use of this site is subject to express Terms of Service, Privacy Policy, and Disclaimer. By continuing past this page, you agree to abide by these terms. Any information provided by Wikinvest, including but not limited to company data, competitors, business analysis, market share, sales revenues and other operating metrics, earnings call analysis, conference call transcripts, industry information, or price targets should not be construed as research, trading tips or recommendations, or investment advice and is provided with no warrants as to its accuracy. Stock market data, including US and International equity symbols, stock quotes, share prices, earnings ratios, and other fundamental data is provided by data partners. Stock market quotes delayed at least 15 minutes for NASDAQ, 20 mins for NYSE and AMEX. Market data by Xignite. See data providers for more details. Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by Wikinvest.
Powered by MediaWiki