Automotive World  Jul 15  Comment 
Many banking crises of the past have followed a similar pattern: Starting within a positive macroeconomic environment followed by a successive boom including a massive expansion in financial assets, a sudden shock causes a downturn. Major emerging...
Clusterstock  Jul 15  Comment 
The US economy keeps chugging along, and it appears that it's adding even more fuel. Wells Fargo, the largest US bank by market capitalization, released second-quarter earnings Friday, and while the company reported profits right in line with...
Forbes  Jul 15  Comment 
U.S. leveraged loan funds recorded a net inflow of $136 million in the week ended July 13, according to the Lipper weekly reporters only. This is the first infusion of cash to the asset class after four weeks of outflows totaling $700 million.
Financial Times  Jul 14  Comment 
Prices are marching higher and show no signs of stopping
MarketWatch  Jul 14  Comment 
Advocates seek compensation for former Corinthian students.
The Economic Times  Jul 14  Comment 
“There is a sudden need for awareness on internal compliance for companies,” said Zulfiqar Memon, founder of boutique compliance advisory law firm MZM Legal.
The Economic Times  Jul 14  Comment 
The relations between France and Puducherry are very vivid and robust," he said.
The Hindu Business Line  Jul 14  Comment 
IIT students can soon avail themselves of interest free loans under the Vidyalaxmi scheme for the total portion of the tuition fee payable.“This is the first interest subvention scheme in the educatio...
Wall Street Journal  Jul 14  Comment 
J.P. Morgan Chase’s strong lending growth is a positive sign for the U.S. economy.



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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