MarketWatch  Mar 21  Comment 
Citigroup Inc. said in a letter sent Tuesday to lawmakers that a loan made to Kushner Cos. shortly after the bank’s chief executive met with Jared Kushner last year was “completely appropriate.”
Channel News Asia  Mar 21  Comment 
Two businessmen formerly detained a part of Saudi Arabia's anti-corruption campaign are now in talks with banks for loans for their firms in excess of US$3 billion, sources said, suggesting that bank markets are open again for those who have...
Financial Times  Mar 21  Comment 
Deal with US bricks-and-mortar banks promises collaborative interaction in sector
Benzinga  Mar 20  Comment 
When you take out a car loan, you may think you're attached to your finance plan until the balance is paid or you get rid of your car. But what happens if your payment plan isn’t meeting your needs? Refinancing your car loan is smart for some,...
The Times of India  Mar 20  Comment 
Private sector banks are accounting for "nearly entire" loan growth following the nearly Rs 13,000-crore scam at the state-run PNB, he said and projected that over the next four years, they will corner half of the credit market, up from 30 per...
The Economic Times  Mar 20  Comment 
It is alleged that the loan, which was sanctioned in December 2013, turned into NPA.
The Economic Times  Mar 19  Comment 
The company on March 15 wrote to the State Bank of India (SBI), proposing a "one-time settlement" of all dues of lenders "through an upfront payment mechanism".
The Hindu Business Line  Mar 19  Comment 
The CBI today charged former Chairman-cum-Managing Director R K Dubey and two of the then executive directors of the Canara Bank of cheating and forgery in the alleged loan default of over Rs 68



A loan is an arrangement to borrow money. The lender provides the money with the understanding that the borrower will return the corpus in the future plus interest which gives the lender an incentive to lend out the principal.

Investors use many types of loans for example it could be a purpose loan using securities as collaterall with proceeds from the loan being used to purchase additional securities. [1] Or it could be a Hypothecate loan pledging securities as collateral for a loan to use for a specific purpose, without giving up ownership of the securities. [2]

Loans can broadly be categorized in to two variations:

same day loans

Secured Loans

This is the kind of loan where the borrower pledges some kind of collateral as a security until the principal is paid off completely. The most common example would be a Mortgage Loan, where the lender holds a lien on the house title until it's paid off in full.

Same day cash loans

Secured loans that lack sufficient collateral can sometimes be made by having the lender secure a guarantee from the SBA. Quickcash

Each lender will have their own underwriting criteria for a secured loan, but typically the following five factors of the borrower are considered: 1.) Capital 2.) Capacity 3.) Collateral 4.) Conditions 5.) Character [3]

12 month loans fast

Unsecured Loans

This is the kind of loan where the borrower does not provide a collateral. But, generally should provide proof of regular source of income and / or stable job so that the lenders can weigh their risk and come up with an interest rate for the term of the loan.
Examples would be, credit card loans, personal loans etc,.

13c, to lend, to borrow, originally, to let have, to leave (to someone), gift, loan is attested from 1620s, Loan word (1874), loan-translation is attested 1933. Slang loan shark first attested 1905. [1]


  1. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg295
  2. A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Gordon Malkiel ISBN-10: 0393062457 pg182
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