MarketWatch  8 hrs ago  Comment 
Looking to cut risk for the U.S. mortgage market, federal officials finalized rules Wednesday for loan servicers, creating minimums for net worth, capital and liquidity.  May 20  Comment 
WASHINGTON (dpa-AFX) - Mortgage application volumes in the U.S. have fallen for the fourth week in a row as the 30-year mortgage rates rose to their highest level since December 2014, according to data from the Mortgage Bankers Association's...
Motley Fool  May 17  Comment 
Here are some ways you can reduce the time and costs involved with your mortgage and put more cash in your own pocket.
SeekingAlpha  May 15  Comment 
MarketWatch  May 15  Comment 
Your own bi-weekly mortgage payment approach is still the best plan.
The Australian  May 15  Comment 
Record low interest rates appear to be stoking increased demand for mortgage finance, but personal finance continues to decline.
Financial Times  May 14  Comment 
Republicans accused amid fear of return to loose loan standards  May 14  Comment 
I have changed residence and divorced and my credit rating has plummeted I am having similar problems with Equifax to a reader in December; I am trying to apply for a mortgage but since I moved residence (and changed my name on divorce) my credit...


A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href=">mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

People normally pay me for this and you are giivng it away!

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