Mortgage

RECENT NEWS
TechCrunch  4 hrs ago  Comment 
 Localglobe, the new VC fund from father and son duo Robin and Saul Klein, has led a £1.1 million investment in online mortgage advisor Trussle. Others joining the round include notable U.K.-based investors Ed Wray, co-founder of Betfair, Dan...
guardian.co.uk  Feb 5  Comment 
Settlement with US Department of Justice centres on allegations that bank ‘robo-signed’ thousands of foreclosure documents without reviewing paperwork HSBC has been fined $470m (£325m) for “abusive mortgage practices” in relation to the...
MarketWatch  Feb 5  Comment 
Quicken Loans’ Rocket Mortgage claims to offer an 8-minute mortgage, but it will probably take longer than that - and that’s okay.
Forbes  Feb 5  Comment 
Stock market volatility might be doing a number on your 401(k), but for house hunters it’s been good news. Investors seeking calm are pouring money into the mortgage market, which is pushing down costs for buyers.
MarketWatch  Feb 4  Comment 
As investors flock to safer assets, lower rates may offer a refinance opportunity for homeowners
MarketWatch  Feb 4  Comment 
What happens when a dead relative was the co-signer on a loan agreement.
Financial Times  Feb 3  Comment 
Bank cuts earnings after agreeing to settle DoJ mortgages claims
SeekingAlpha  Feb 3  Comment 




 
TOP CONTRIBUTORS

A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href="http://www.bankrate.com/>mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

People normally pay me for this and you are giivng it away!

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