Mortgage

RECENT NEWS
Motley Fool  Feb 25  Comment 
Used the right way, this can save you money. But don't risk getting caught on the wrong end.
Motley Fool  Feb 24  Comment 
Saving money on your mortgage doesn't need to be complicated
DailyFinance  Feb 24  Comment 
Filed under: Finance, Real Estate, Financing This week I'm answering three questions with a common thread. They're from readers interested in ditching their mortgage ASAP. Should you pay extra on your mortgage? How to pay off a mortgage...
Motley Fool  Feb 23  Comment 
Refinancing your mortgage can be a powerful way to save tens of thousands of dollars over many years. It's not always the smart thing for you to do, though. Learn when and why you might refinance.
MarketWatch  Feb 23  Comment 
Rates for home loans are moving in a tight range, reflecting uncertainty about the economy and policy.
Motley Fool  Feb 23  Comment 
Credit inquiries from shopping for mortgage rates won't necessarily pummel your credit score. Here's how to avoid hurting your credit score when shopping for a mortgage.
SeekingAlpha  Feb 22  Comment 
newratings.com  Feb 22  Comment 
WASHINGTON (dpa-AFX) - Mortgage applications in the U.S. declined 2 percent last week, seasonally adjusted, from a week earlier. According to data from the Mortgage Bankers Association, market composite index, a measure of mortgage loan...




 
TOP CONTRIBUTORS

A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href="http://www.bankrate.com/>mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

People normally pay me for this and you are giivng it away!

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