MarketWatch  Oct 26  Comment 
The total cost of your mortgage can wind up rising before you close on the loan, especially if you don’t plan accordingly.
Reuters  Oct 26  Comment 
A measure of U.S. mortgage application activity fell to its lowest level in nearly five months in the latest week even as 30-year mortgage rates declined from four-month highs, data from the Mortgage Bankers Association released on Wednesday showed.
SeekingAlpha  Oct 26  Comment 
Reuters  Oct 26  Comment 
* Walker & Dunlop expands lending platform with acquisition of elkins mortgage  Oct 26  Comment 
LONDON (dpa-AFX) - U.K. mortgage approvals increased to a 3-month high in September, the British Bankers' Association reported Wednesday. The number of mortgages approved for house purchases rose to 38,252 in September from 37,241 in August....
Motley Fool  Oct 25  Comment 
Here's how to repair your credit score -- and how it affects mortgage applications.
MarketWatch  Oct 25  Comment 
Data from Black Knight shows the oil price plunge is starting to impact homeowners.
Motley Fool  Oct 25  Comment 
Mortgages can be problematic and even unsafe in a number of ways. Learn what to look out for and how to reduce your risk.
Reuters  Oct 24  Comment 
Fannie Mae said on Monday it has launched a program to streamline its underwriting on mortgages for some borrowers that uses electronic data instead of physical proof of their income, assets and employment.


A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href=">mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

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