Motley Fool  Jul 2  Comment 
This lucrative deduction is available to many homeowners. Find out if you qualify.
Motley Fool  Jun 30  Comment 
This software maker is looking to capitalize on a large and growing market.
Benzinga  Jun 30  Comment 
While it may take years to determine just how much the U.K.’s Brexit vote will impact global economies around the world, the Brexit has already had a meaningful impact on one major U.S. market: housing. Stock markets have been rattled, and...
MarketWatch  Jun 30  Comment 
Fannie Mae and Freddie Mac’s regulator says few of the delinquent mortgages it’s sold to investors have reportable outcomes.
Benzinga  Jun 29  Comment 
Quicken Loans and Viacom, Inc. (NASDAQ: VIAB) (NASDAQ: VIA)'s Paramount Pictures announced a partnership on Wednesday, ahead of the theatrical release of "Star Trek Beyond," which will debut in U.S. theaters on July 22. Quicken’s Rocket...
Benzinga  Jun 29  Comment 
Lendingtree Inc (NASDAQ: TREE) disclosed a fresh report that found mortgage rates offered by lenders on its network to have fallen 14 basis points after Brexit vote to leave the European Union. Lending tree said in response, it has seen a...
SeekingAlpha  Jun 29  Comment 


A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href=">mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

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