Mortgage

RECENT NEWS
StreetInsider.com  Apr 3  Comment 
Visit StreetInsider.com at http://www.streetinsider.com/Corporate+News/Western+Asset+Mortgage+Capital+%28WMC%29+to+Offer+13M+Shares/9351302.html for the full story.
DailyFinance  Apr 3  Comment 
DALLAS, TX -- (Marketwired) -- 04/03/14 -- Calyx Software®, the preferred mortgage solution provider for banks, credit unions, mortgage bankers and brokers, has expanded the Calyx Network® with an Interface Update. The Calyx Network allows...
Reuters  Apr 2  Comment 
Applications for U.S. home mortgages fell last week on lower refinancing demand, an industry group said on Wednesday.
TheStreet.com  Apr 1  Comment 
NEW YORK (TheStreet) -- Mortgage rates have stayed low far longer than most experts had expected, and could just stay this way for, well, some time. Does it make sense, then, for homeowners to make extra principal payments? And if it does, what's...
guardian.co.uk  Mar 31  Comment 
Fall in mortgage approvals to 70,309 from 76,753 in January is the biggest drop in more than six years, reversing almost all of the gains of previous months Britain's booming housing market took a breather in February, according to the latest...




 
TOP CONTRIBUTORS

A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href="http://www.bankrate.com/>mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

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