Forbes  Feb 19  Comment 
Mortgage rates are the lowest they’ve been since May 2013, according to Freddie Mac. The good news is that buyers can now get a 30-year fixed rate mortgage for as little as 3.69%. The bad news is that eager homeowners are wading into a thick...
MarketWatch  Feb 19  Comment 
Mortgage rates climbed after the strong employment report, Freddie Mac said Thursday. The 30-year fixed rate mortgage averaged 3.76% in the week ended Feb. 19, up from 3.69% last week. The 15-year fixed-rate averaged 3.05%, up from 2.99%. The...
Motley Fool  Feb 16  Comment 
The quicker you can save and contribute to repayment goals, the quicker you’ll see your return.
MarketWatch  Feb 12  Comment 
U.S. benchmark mortgage rate rises: Freddie Mac
Motley Fool  Feb 12  Comment 
Mortgage rates are about as low as they've ever been, but is refinancing worth the cost?
New York Times  Feb 12  Comment 
A study examines the practice of inflating borrowers’ incomes in order to get them larger loans.  Feb 12  Comment 
Rate is up from 3.59% last week and still remains near historically low levels.  Feb 11  Comment 
With interest rates low and likely to remain so, banks and building societies are falling over each other to get your business The best time ever to take out a mortgage? Certainly rates are at a record low. For months banks and building societies...


A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href=">mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

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