MarketWatch  Jun 15  Comment 
Just in time, the product may be entering mainstream consciousness.
The Economic Times  Jun 14  Comment 
India Mortgage Guarantee Corp (IMGC) was established in June 2012 and started business the next year.
MarketWatch  Jun 14  Comment 
Housing advocates have called for more nonprofits to buy delinquent mortgages, but there aren’t many with enough scale.  Jun 9  Comment 
WASHINGTON (dpa-AFX) - U.S. mortgage rates fell sharply as banks adjusted after a dismal May jobs report reduced the likelihood of Federal Reserve tightening monetary policy, Freddie Mac said Thursday. The 30-year fixed-rate mortgage averaged...
Financial Times  Jun 9  Comment 
Asset manager’s partnership with UK buy-to-let lender yields £500m of loans
Reuters  Jun 8  Comment 
* Owens Realty Mortgage Inc announces amendments to agreement to sell Treasures On The Bay
Motley Fool  Jun 6  Comment 
Be smart as you go about buying a home, with these three key tips for mortgage shopping. Know how your credit score affects your interest rate, shop around for a good deal, and understand how much interest you'll be paying.
Motley Fool  Jun 3  Comment 
There are many mortgage misunderstandings that could cost you a lot. Spend a little time learning more about mortgages, and you might be able to save hundreds, if not thousands, of dollars.
Forbes  Jun 2  Comment 
Mortgage rates rose for the third straight week, with 30-year, fixed-rate home loans averaging 3.66 percent, according to Freddie Mac. A year ago, a typical loan was 3.87 percent. Home loans are getting more expensive as the economy slowly gains...
The Australian  Jun 2  Comment 
Jumbo lending is gaining steam among the largest banks, which anticipate large returns.


A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term <a href=">mortgage</a> refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. With the advent of the mortgage backed securities, the market for mortgage loan has been growing quickly and is estimated as large as the Treasury debt market.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

The interest rate required of a mortgage is determined by the credit rating of the borrower -- most often divided into prime and subprime mortgage. It may also be related to the strategy of the lender in that, depending on growth targets and competition, the lender may offer more competitive rates.

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