National Savings Rate

BBC News  Jan 23  Comment 
Can things get any worse for beleaguered savers?
BBC News  Dec 26  Comment 
New data from Japan shows the challenges for Prime Minister Shinzo Abe as he seeks to revive the world’s third-largest economy.
Wall Street Journal  Nov 29  Comment 
Amid jitters over whether holiday shoppers can give the economy a year-end lift, here’s an unexpected cause for optimism: Americans aren’t feeling the need to save as much.
The Economic Times  Aug 31  Comment 
Savings in deposits by the households rose, however, to Rs 1 trillion (17 per cent) in the year to Rs 6.91 trillion in FY14 as against Rs 5.91 trillion in 2012-13.  May 15  Comment 
NEW YORK (TheStreet) -- There's no doubt Americans are having a tough time saving money -- but a median household saving rate of zero dollars? That's the reality, according to data from, although the site also says there should be...
SeekingAlpha  Mar 23  Comment 
By Nikhil Raheja: Although Ukraine has had its share of political struggle lately, its economy is what is more worrying. The country's economy has been struggling for the last few years. Although Ukraine boasts a highly educated workforce, it has...
The Hindu Business Line  Feb 26  Comment 
Falling savings rate might receive a respite with the narrowing current account deficit and a sharp reduction in Government expenditure thereby boosting overall savings, according to Radhika Rao,...


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National Savings Rate is the percentage of GDP that is saved by households across a country. Household saving is one of the primary sources of capital investment in the country. Thus, this rate can be used as an indicator for long term economic growth.

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Household Savings Rate for developed nations[1]

The graph above shows the historical trend in savings rate in developed countries. The differences in the rates occur due to the age of the working population, the amount of old age pension and insurance provided by the government. The age of the population is significant because the older and retired use their savings more than the younger, working population. Moreover old age pension and insurance provided by the state allows the population to spend rather than save more.

The Bureau of Economic Analysis publishes the Personal Savings rate as a National Economic Indicator on a quarterly basis.

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Personal Savings Rate in the US[2]


  1. Household saving rates for selected countries
  2. Bureau of Economic Analysis
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