PLUS Loans

Motley Fool  Jun 25  Comment 
Parents can take out student loans for their kids, but are they a good option?
Wall Street Journal  Aug 7  Comment 
Some private college loans now carry lower rates than federal Plus loans, a reversal from as recently as a year ago.
New York Times  Jul 18  Comment 
A Senate aide said that the new proposal, which had been the subject of tense negotiations since the rates doubled on July 1, would include a cap on federal Stafford and PLUS loans and a relatively low interest rate.  Jun 5  Comment 
Read full story for latest details.


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Parents whose students are still registered as dependents on their tax forms can apply for PLUS Loans. PLUS Loans are federal student loans for parents. The yearly limit on a PLUS Loan is equal to the student's cost of attendance minus any other awarded financial aid.

Graduate students are now eligible to apply for the Graduate Plus Loans which has similar terms but is in the students name rather than the parent's.

PLUS Loan interest rates are fixed for all new PLUS Loans at a rate of 7.9% as of July 1, 2010.

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