Pet Insurance

Insurance Journal  Nov 9  Comment 
A dog that ate a barbecue skewer has won a national competition for most unusual pet insurance claim. The Bluefield Daily Telegraph reports that the 5-year-old Boxer named Curtis beat out 11 other pets in online voting for Nationwide’s Hambone …
Insurance Journal  Nov 14  Comment 
Maria Makara didn’t hesitate to insure her two new dogs. That’s because they’re family. Her previous pet, a Yorkshire terrier, died in 2013 after contracting pancreatitis and Cushing’s disease. Makara ended up paying $4,000 for treatments...
Insurance Journal  Sep 30  Comment 
Pet insurers must disclose important information regarding their policies, standardize definitions, and provide consumers with a 30-day “free look” period, under a bill signed into law by California Gov. Jerry Brown on Tuesday. Brown signed...
Benzinga  Aug 12  Comment 
In a note released Tuesday morning, Barclays initiated coverage on Trupanion (NYSE: TRUP) with an Overweight rating and a $15 price target. The team at Barclays noted in the United States, the pet insurance industry is still in the early...
Insurance Journal  Aug 8  Comment 
New Jersey Department of Banking and Insurance Commissioner Ken Kobylowski this week advised pet owners to carefully review their options before purchasing pet health insurance and pet injury coverage. “Pet insurance plans may not make sense for...
Forbes  Jul 18  Comment 
Yes, you’d be forgiven for scratching your head when confronted with the concept of health insurance for pets—it’s not as popular in the United States as it is overseas in Europe (only 2% in the U.S). Still, the number of Americans paying...
Benzinga  Jul 17  Comment 
These days, healthcare is a huge concern -- for both humans and their pets. Getting quality care can be a struggle, and getting quality care at an affordable price seems like a distant dream. The headlines are littered with "Obamacare this"...


Pet insurance is a policy that pays veterinary costs if one's pet becomes ill or is injured in an accident. Like Health Insurance for a human, these policies decrease the likelihood that an owner is hit with a big expense that may be the result of treating pets with drugs, medical devices and other expensive medical techniques.

Pet Insurance Covers

Pet insurance policies generally cover[1] :

  • General wellness: vaccinations, eye-exams, teeth cleaning
  • Neutering and spaying
  • Ultrasounds
  • X-rays
  • CAT scans
  • MRIs
  • Blood work
  • Surgery
  • Hospitalization
  • Prescription medication
  • Prescription food
  • Chemotherapy
  • 3rd-party liabilities
  • Boarding kennel fees
  • Accidental death benefits
  • Recovery costs
  • Euthanasia

Some policies will also pay out if the pet dies is lost or stolen.

Companies that Provide Pet Insurance


  1. Why Pet Insurance, 2008
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