QUOTE AND NEWS
newratings.com  Jul 28  Comment 
WASHINGTON (dpa-AFX) - Total System Services, Inc. (TSS) reported net income for the second quarter of $82.8 million or $0.45 per share, compared to $109.9 million or $0.58 per share for the year-ago quarter. Excluding items, adjusted earnings...
Market Intelligence Center  Jun 9  Comment 
The patented algorithms that power MarketIntelligenceCenter.com's Artificial Intelligence Center found a trading opportunity with Total System Services Inc. (TSS) that should provide a 2.28% return in just 73 days. Sell one Aug. '15 call at the...
Market Intelligence Center  May 12  Comment 
Option-trade picking algorithms patented by MarketIntelligenceCenter.com found a trading opportunity with Total System Services Inc. (TSS) that should provide a 2.62% return in just 101 days. Sell one Aug. '15 call at the $40.00 level for each 100...
Market Intelligence Center  Apr 30  Comment 
The patented option trade-picking algorithms behind MarketIntelligenceCenter.com's Artificial Intelligence Center have selected a covered call trade on Total System Services Inc. (TSS) that includes 3.98% downside protection. Sell one contract of...
TheStreet.com  Apr 29  Comment 
NEW YORK (TheStreet) -- Shares of Total System Services Inc  are rallying, up 5.63% to $40.55 in midday trading Wednesday, following its better than expected first quarter earnings results. Yesterday, the company reported first-quarter...
Benzinga  Apr 29  Comment 
Analysts at Wells Fargo downgraded Total System Services, Inc. (NYSE: TSS) from Outperform to Market Perform. Total System Services shares have gained 20.84 percent over the past 52 weeks, while the S&P 500 index has surged 12.25 percent in the...
Forbes  Apr 24  Comment 
Analysts expect higher profit for Total System Services when the company reports its first quarter results on Tuesday, April 28, 2015. The consensus estimate is calling for profit of 43 cents a share, reflecting a rise from 35 cents per share a...




 
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Company Overview

Total System Services, Inc. (NYSE:TSS) provides electronic payment processing and related services to financial and non-financial institutions. Services include processing consumer, retail, commercial, government services, stored value and debit cards. Based in Columbus, Georgia, the Company provides services to financial and non-financial institutions throughout the United States and internationally. While TSS has been consistently expanding into international markets, it faces risks from emerging alternative payment platforms and regulation changes affecting the electronic payment processing market. In 2011, TSS plans to open a new financial services support center in Sudbury, Ontario and expand its presence in the Canadian market. [1]

Business Growth

Total System Services has shown a commitment to increasing its international presence in the recent years, especially in Europe, Africa, and Asia. In FY2010, the company reported revenues of 1,717.6 million, a 2.4% year over year growth due to its international expansion efforts, which reduces the company's dependence on the domestic market and increases the company's top line growth. [2]

Trends and Forces

Alternative Payment Platforms Could Threaten TSS' Market Share

With the technology of alternative payment platforms rapidly increasing, TSS may lose market share to other companies such as Paypal (owned by EBay (EBAY) ). In addition to wireless payment technologies, TSS also competes with prepaid systems, systems linked to payment cards, and bank transfer models. Smart phone and tablet payment technology are also rapidly changing, and Mobile Telecommunications companies are entering the market by working to deliver mobile payment services for consumers and merchants. These alternative payment platforms present further risk for TSS' business model.

Regulatory Changes Affecting the Electronic Payment Processing Market

In 2010, Congress passed Dodd-Frank Wall Street Reform and Consumer Protection Act, which increased consumer rights. The statute prohibited merchants from offering incentives to encourage customers to pay using certain form of payment. These new laws have encouraged sellers to use less of credit card products and more of other forms of payment, such as debit, which could damage TSS' top line.

Competition

Total System Services competes with firms that provide electronic payment processing and related services.

  • Fiserv (FISV) is a provider of electronic commerce systems, such as transaction processing, electronic bill payment, and business process outsourcing.FISV operates through four business segments--Financial, Payments, Corporate and Other. [3]
  • DST Systems (DST) is a provider of information processing and software services and products. DST operates in two business segments--Financial Services and Output Solutions. [4]
  • Fidelity National Information Services (FIS) is a provider of banking and payments technologies such as financial institution core processing and transaction processing. FIS is known for its transaction processing service, the NYCE Network, a national electronic funds transfer (EFT) network.[5]

References

  1. Datamonitor Research Report, June 2011
  2. Datamonitor Research Report, June 2011
  3. Hoover's FISV
  4. Hoover's DST
  5. Hooever's FIS
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