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Travel Insurance gives travelers coverage for unforeseen problems that may cause the delay or cancellation or a trip. Travel insurance typically costs between five and seven % of total trip costs.[1]
[edit] Travel Insurance Coverage
The most common risks that are covered by travel insurance are:
- Medical expenses
- Emergency evacuation/repatriation
- Overseas funeral expenses
- Accidental death, injury or disablement benefit
- Cancellation
- Curtailment
- Delayed departure
- Loss, theft or damage to personal possessions and money (including travel documents)
- Delayed baggage (and emergency replacement of essential items)
- Legal assistance
- Personal liability and rental car damage excess
Americans traveling on leisure trips spent more than $1.3 billion on travel insurance in 2006, representing a growth of 20% over 2004, according to the 2007 Travel Insurance Market Survey conducted by the US Travel Insurance Association. [2]
[edit] Companies that Provide Travel Insurance
- Travel Guard
- Assurant (AIZ)
- Global Underwriters
- HTH Worldwide
- International Medical Group
- iTravel Insured
- M.H.Ross Travel Insurance
- MultiNational Underwriters
- Seven Corners
- Specialty Risk International
- Travelex Insurance
[edit] References
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