Travel Insurance

The Economic Times  Sep 15  Comment 
Railways had launched the insurance facility as an optional scheme allowing a person to get an insurance cover of up to Rs 10 lakh on booking.
The Hindu Business Line  Aug 30  Comment 
1) Beginning today, travel insurance cover of up to Rs 10 lakh can be availed while a booking train tickets online by paying less than one rupee. A person booking a train ticket through the IRCTC web...
MarketWatch  Jul 21  Comment 
Imagine you’re a month away from the cruise you’ve been planning for nearly a year. With some health issues in the family, you decide to look into getting travel insurance.
New York Times  Jul 19  Comment 
Consumer interest in terrorism and trip cancellation coverage has grown in the wake of attacks in Europe, though rates and policies remain unchanged.
New York Times  Jun 21  Comment 
Trip cancellation insurance? Travel medical insurance? An expert has advice for selecting the plan that is best for you.
NPR  Jun 14  Comment 
Consumers worried that health issues might thwart a planned vacation may want to look into travel insurance that allows them to cancel the trip for any reason.
Insurance Journal  May 16  Comment 
International travel insurance and specialty benefit management company Seven Corners, Inc., has unveiled two new insurance products – Captum Kidnap and Ransom and Ally Crisis Management – for international travelers. Captum Kidnap and...
The Economic Times  Feb 25  Comment 
If you soon hear FM radio on trains from public address systems or are able to buy travel insurance before boarding a train, thank a fellow citizen for it.
The Hindu Business Line  Feb 25  Comment 
The move in the Rail Budget to provide optional travel insurance to passengers will involve a lot of effort to educate people on the benefits of the cover, say insurance industry experts.Domestic trav...
The Economic Times  Feb 25  Comment 
In order to minimise financial loss to passengers from untoward incidents, Railways will launch a travel insurance scheme.


Travel Insurance gives travelers coverage for unforeseen problems that may cause the delay or cancellation or a trip. Travel insurance typically costs between five and seven % of total trip costs.[1]

Travel Insurance Coverage

The most common risks that are covered by travel insurance are:

  • Medical expenses
  • Emergency evacuation/repatriation
  • Overseas funeral expenses
  • Accidental death, injury or disablement benefit
  • Cancellation
  • Curtailment
  • Delayed departure
  • Loss, theft or damage to personal possessions and money (including travel documents)
  • Delayed baggage (and emergency replacement of essential items)
  • Legal assistance
  • Personal liability and rental car damage excess

Americans traveling on leisure trips spent more than $1.3 billion on travel insurance in 2006, representing a growth of 20% over 2004, according to the 2007 Travel Insurance Market Survey conducted by the US Travel Insurance Association. [2]

Companies that Provide Travel Insurance

  • All Aboard Benefits
  • Travel Guard
  • Global Underwriters
  • HTH Worldwide
  • MultiNational Underwriters
  • Travelex Insurance

All Aboard Benefits


  1. TravelGuard FAQs
  2. US Travel Insurance Association, 2007
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