Travel Insurance

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Travel Insurance gives travelers coverage for unforeseen problems that may cause the delay or cancellation or a trip. Travel insurance typically costs between five and seven % of total trip costs.[1]

[edit] Travel Insurance Coverage

The most common risks that are covered by travel insurance are:

  • Medical expenses
  • Emergency evacuation/repatriation
  • Overseas funeral expenses
  • Accidental death, injury or disablement benefit
  • Cancellation
  • Curtailment
  • Delayed departure
  • Loss, theft or damage to personal possessions and money (including travel documents)
  • Delayed baggage (and emergency replacement of essential items)
  • Legal assistance
  • Personal liability and rental car damage excess

Americans traveling on leisure trips spent more than $1.3 billion on travel insurance in 2006, representing a growth of 20% over 2004, according to the 2007 Travel Insurance Market Survey conducted by the US Travel Insurance Association. [2]

[edit] Companies that Provide Travel Insurance

  • Travel Guard
  • Assurant (AIZ)
  • Global Underwriters
  • HTH Worldwide
  • International Medical Group
  • iTravel Insured
  • M.H.Ross Travel Insurance
  • MultiNational Underwriters
  • Seven Corners
  • Specialty Risk International
  • Travelex Insurance

[edit] References

  1. TravelGuard FAQs
  2. US Travel Insurance Association, 2007
 
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